You sold your home but need to close on the next one today. Bridge Loan gets you there.
A bridge loan is a short-term financing option that helps homeowners purchase a new home before selling their current one. It bridges the gap between buying and selling by providing temporary funds, which are typically repaid once the existing home is sold.
We don’t make you choose between timing and money. Bridge Loan fills the gap when your purchase and sale don’t line up. You access funds fast. You don’t have to negotiate price or timing to fit a lender’s timeline. When your home sells, Bridge pays off automatically. No juggling multiple loan officers or wondering if you’re approved. We keep it simple.
Where you are in the sell/buy timeline, what you need for the new purchase, and when you need to close.
Bridge Loan terms, costs, and payoff timeline based on your expected sale proceeds and purchase price.
Bridge funds your purchase while your old home sells. No contingencies. No waiting. You close on your timeline.
When your old home sells, proceeds pay off Bridge. Your permanent mortgage takes over. Done.
A bridge loan can give you speed and flexibility when you need to buy before you sell. We’ll review your timeline, carrying costs, and financing options so you know whether it makes sense today.
One team helps you coordinate the buy, the sell, and the bridge loan timeline from start to finish.
We'll look at your expected sale window, loan term, and exit plan before you move forward.
We'll explain interest, fees, and carrying costs so you know the real price of the bridge.
We'll stress-test your best case and backup plans so you can act with confidence.
People consistently say the same things: it finally felt straightforward, they understood their options, and they weren’t treated like a number.
Just completed our refinance and it was a breeze! Megan and Jacquie are an amazing team! They are smart, hardworking, caring and knowledgeable!…
Olga G.
I had a truly wonderful experience working with HappyDog. From the very beginning, the team was professional, helpful, and prompt in guiding me through…
Jenny U.
If I could give Marci and Tori 10 stars I would! They were so friendly and easy to talk to. You can tell they enjoy helping people and that’s what makes them so good at their job!
RyAnn G.
Mike McKee, excellent service. His patience helped me to walk through the homebuying process with ease. He was available whenever I contacted him…
Althea O.
Great experience overall! Jason always kept us up to date and communicated regularly and is very good about replying quickly to questions.
AD A.
OMG!!! Mike Mckee is phenomenal…I worked with him for almost 2yrs..I had lots of issues prior to opening and he continued to reach out to me and stay in contact…
Valerie S.
HappyDog was easy to work with and highly responsive during our escrow process. I highly recommend them.
Taylor M.
Mike McKee’s professionalism and efficiency are truly impressive. He seamlessly guides clients through the lending process with his expertise…
Edward K.
Tori was amazing! She was providing several options for our budget for us to review and explained pros and cons with each option…
Rio B.
We can’t say thank you enough to vinnie, Lisa, and the whole team at happydog home loans! They made the whole process simple and straight forward…
Mariah H.
We had an absolutely amazing experience working with Happy Dog Lending while buying our first home! As first-time buyers, we had a lot of questions…
Ursula T.
Great response time, easy formatting and uploading documents. Always kind in our interactions VERY patient…
David B.
Bridge Loan helps when your purchase and sale don’t line up. Here’s what you should know.
Usually until your old home closes and proceeds hit. Typical term is 6 to 12 months, though it can be shorter.
We work with you on an extension or a permanent refinance. You won’t be surprised. We keep talking.
Yes for a period. Bridge covers the gap. Once your sale closes, Bridge pays off and your permanent mortgage takes over.
Yes. Let’s get real numbers so you know what Bridge costs you versus waiting. No obligation to move forward.
Rates and fees depend on your situation. We’ll show you exact numbers upfront so you can compare the cost of Bridge versus the cost of waiting or losing your offer.
Bridge loans move fast when your broker does too. Get a same-day assessment. ChooseHappy
